Protection

Protecting Yourself, Your Family & Your Home

For any mortgage or loan you take out, it is always advisable to protect both yourself and the people you care about. Robbins Financial take great pride in providing the appropriate advice to all our clients, so when the worst happens, you may not lose your home.

We offer advice on a range of protection/cover, which helps to ensure we get the right cover at the right price for our clients.

Types of Cover

Life Assurance

Life Assurance is the cheapest way to protect your family if the worst happens. Fixed term life cover policies pay out a lump sum or a regular income to help provide for your loved ones should you die within the terms of the policy.

Critical Illness

Cover is designed to help protect yourself personally or / and your family if you are diagnosed with a specified critical illness.

Income Protection

Income protection is a cover that can replace your income in the event of long term illness or disablement, and is usually advisable to cover you until retirement date or when your commitments cease.

Mortgages

There will be a Fee for arranging your Mortgage and the Fee amount will depend on the type of Mortgage you are arranging. The agreed Fee is payable on Application.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Equity Release Mortgages

There will be a Fee for arranging your Equity Release and the Fee amount will depend on the type of Equity Release you are arranging. The agreed Fee is payable on Completion.

This is a lifetime mortgage. To understand the features and risks ask for a personalised Illustration.

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With Robbins Financial you will be looked after personally and receive the most suitable advice for your circumstances. We will search a comprehensive range of mortgages from across the market and a panel of well known insurers to get you the most suitable products for your needs.